Comparison Chart

1. Can individual participants choose which attorney to use?

2. How many cases have you spent more than $1 million defending a single member?

3. Are there monetary caps on the amount of benefits to be paid on behalf of individual participants or per incident?

4. Are there provisions limiting spending on a case unless certain specified conditions exist?

5. As a participant of the Plan, am I able to appear personally before the Plan’s Board of Trustees to appeal any decision made by the Plan’s administrator?

6. Do you maintain a 24-hour telephone service, and promise that a qualified attorney will be available to respond to a critical incident 24 hours/day, 7 days/week?

7. Is the Plan administered by attorneys with substantial years of experience representing law enforcement officers, or is this duty performed by an insurance adjuster with no relevant experience?

8. What percentage of member contributions are utilized for marketing and administration fees?

9. Does the Plan provide for Concerted Labor Activity coverage?