PORAC LDF offers a variety of plans available to meet any union’s need. Each member association must select one Plan. The Legal Defense Fund currently offers the following benefit plans:
| PLAN | COVERAGE | COST |
| Plan I* |
Administrative, Civil and Criminal |
$17.50 Per Month (Experience Rated) |
| Plan II | Civil & Criminal Actions |
$8.50 Per Month |
| Plan III | Limited Administrative, Civil and Criminal |
$10.00 Per Month (Experience Rated) |
| Plan IV | Reserve / 960 / Part-Time Officers – Civil, Criminal and Limited Administrative Coverage |
$8.00 Per Month |
| Plan V** | PORAC – RAM Retirees | Visit Website for Rate |
|
Plan VI*** |
Administrative proceedings for license revocation or suspension |
$5.00 Per Month |
NOTE: Benefit Plans I & III are experience-rated based on prior years of usage. Usage is determined by the amount of money spent on cases for your association members.
* For an additional $5.00 you can purchase additional non-scope coverage through the administrative hearing process.
** Must also join PORAC RAM. Click here to join.
*** New LDF Plan VI available for enrollment. Learn More
ADMINISTRATIVE DISCIPLINE
Representation in cases arising from an act or omission within the scope of a member’s employment as a law enforcement officer (non-scope administrative coverage is also included through any departmental administrative investigation or informal non-adversary pre-disciplinary hearing).
CRIMINAL
(Act or Omission within the Scope of Employment)
Full representation by a highly knowledgeable and experienced criminal attorney from the first indication of potential criminal exposure arising from an act committed within the scope of employment (e.g. shooting, custody death, use of force resulting in serious physical injury, violation of civil rights).
CIVIL
(Act or Omission within the Scope of Employment)
Representation by an experienced civil attorney when a member is sued for an activity within the scope of employment, but the employing agency refuses to defend the member. When the member’s employing agency defends but fails to fully indemnify that member, the Legal Defense Fund will provide an experienced attorney to monitor the case.
Plan V
(Retired Associate Membership Legal Defense Fund Coverage)
If you wish to take part in this program, please carefully review the RAM FAQs. Click on the link to learn more about PORAC-RAM.
Plan VI: Administrative proceedings for license revocation or suspension
(Act or Omission within the Scope of Employment)
Legal representation in administrative proceedings involving the revocation or suspension of a certification or license to serve as a peace officer within the state in which the Participant is employed. This plan option will be available to members enrolled in one of LDF’s Benefit “Base” Plans: I, II, III or IV. Membership costs will start at $5 per member per month. For additional information about Plan 6, please contact PORAC Legal Defense Fund at (888) 556-5631 or ldf@poracldf.org.